All-in-one Fintech Solutions Delivered - 2x Faster and More Cost-efficient

Build on a custom Banking-as-a-Service (BaaS) foundation with global rails (Visa, SEPA, SWIFT, Currencycloud, Banking Circle, Centrolink) and ship a digital bank that’s secure and scalable - ISO 27001 compliant.

Trusted by Fintech startups backed by

We integrate various global payment systems.

Visa

Sepa

Currency Cloud

Swift

Banking Circle

Centrolink

Explore our All-in-one Fintech Solutions

Custom-Built Payments for Fintech Startups & SMEs

Design a payment experience tailored to your users that enables seamless, secure, and scalable payment flows — built for speed, compliance, and global reach.

Invoice Financing, Reimagined for Fintech

Unlock working capital for your users with embedded invoice financing. Enable SMEs to access cash flow faster — without waiting on long payment cycles.

Advanced Protection for Secure Digital Banking

Safeguard your platform and users with built-in fraud detection, transaction monitoring, and data encryption — without compromising user experience.

AI-Powered Risk Scoring, Built for Fintech

Leverage machine learning models to assess creditworthiness, detect anomalies, and predict default risk — instantly and at scale.

What Our Clients Love Most About Us

Global rails on day one

Integrations for cards, payments, FX, and transfers are front-and-center: Visa, SEPA, SWIFT, Currencycloud, Banking Circle, Centrolink.

AI-ready by design

Plug in risk scoring, anomaly detection, and personalized insights via DigiEx AI Consulting & Implementation.

Security & governance

ISO 27001 secure and role-based controls

Our Development Process

We guide your project through every stage, from strategy to continuous improvement, ensuring seamless execution and successful outcomes:

Step 1

Strategy Development

Define vision, objectives, and business model, including market research and competitive analysis.

Step 2

Legal and Compliance Framework

Understand regulations, obtain necessary licenses, and develop strategies for ongoing compliance with legal requirements.

Step 3

Technological Infrastructure

Select the tech stack for scalability and security, and start platform development with core banking features and robust security measures.

Step 4

Product Development and Design

Design user-centric interfaces, develop a prototype or MVP, and conduct extensive testing for functionality and security.

Step 5

Testing and Quality Assurance

Perform thorough functional, usability, and security testing. Incorporate feedback to refine the product.

Step 6

Launch and Marketing

Finalize marketing strategies, conduct a soft launch for initial feedback, and execute a full launch with a comprehensive marketing campaign.

Step 7

Operations and Scaling

Establish customer support, plan for scaling infrastructure, and implement ongoing improvements and updates.

Step 8

Continuous Monitoring and Compliance

Maintain regulatory reporting, adapt to market changes, and ensure long-term relevance and competitiveness.

Key Results & Testimonials

Case study

Fintech Startup Integrates SEPA for Enhanced Global Payments

A European fintech startup, aiming to simplify global transactions for businesses and individuals, decided to integrate the Single Euro Payments Area (SEPA) system into their platform. This integration was designed to streamline cross-border Euro payments, making them as easy as domestic payments.

Case study

Launching a Digital-First Neobank

A financial technology startup (our client in Europe) set out to disrupt the banking sector by launching a neobank that provides a fully digital banking experience. The financial platform designed to simplify global business operations by integrating various key services into a single system. The platform focuses on enhancing global payments, foreign exchange management, and providing financial services through its digital infrastructure, which is accessible without the traditional banking hassles. It's offering from: Global Accounts (multiple currency), Payments and FX, Business Cards, Expense Management, ect

Case study

Fintech Startup Develops Global Multi-Currency Card Program

A fintech startup embarked on a project to develop a comprehensive card program aimed at global travelers and expatriates. The program was designed to support transactions in all major currencies, offer tailored consumer rewards, and incorporate advanced security features.

Frequently Asked Questions (FAQs)

How long does a pilot take?

Timelines depend on scope and partners. We start by defining your smallest viable launch and sequencing integrations to de-risk delivery.

Can you help with KYC/AML and licensing?

Yes — our process includes a legal/compliance workstream, and we design orchestration paths with partner vendors and banks.

What rails and partners can you integrate?

We’ve highlighted Visa, SEPA, SWIFT, Currencycloud, Banking Circle, and Centrolink; we’ll recommend others based on your geography and product.

Do you support AI features?

Yes — through our AI practice (risk scoring, anomaly detection, personalization) when it improves outcomes and compliance.

How do you ensure security?

We follow an ISO 27001 secure SDLC with role-based access, testing, and documentation.

Do you have any other questions? Send us an email

Start your Open Finance Journey!

Tell us your goals and timeline — our experts will curate solutions for your business.